Anurag Jha
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Yocket · 2022 to 2024 · B2B2C · Fintech, education

Self serve education loans

Turned an advisor and email driven loan process into a self serve journey: eligibility in two minutes, offers from multiple lenders, documents in one place.

My roleOwned the loan product: students, 15+ lender partners, ops and sales.

3.1xend to end conversion, 0.9% to 2.75%My figure
7 d → 48 hloan approval timeMy figure
$400M+loans disbursed on the platform, INR 3,500+ croreCompany figure, lifetime
The loan roadmap.

The challenge

Loans ran through advisors and email, with document chasing and week long waits.

What shipped

Eligibility check, multi lender offers, a document checklist and hub, and a harmonised approval pipeline.

What moved

Conversion rose from 0.9% to 2.75% (3.1x) and approval time fell from 7 days to 48 hours

A

Apply in minutes, not weeks

From eligibility to a sanction letter without an email thread.

  1. 01

    Check eligibility in two minutes

    Country, course and university first.

    Where are you studying?
    University details.
    01 / 02
  2. 02

    Compare lenders

    Offers from multiple lenders side by side.

    Offers from 11 lenders.
  3. 03

    Upload once

    One checklist, one documents hub, no chasing.

    Checklist.
    All uploaded.
    Documents hub.
    01 / 03
  4. 04

    Approved

    Approval in about 48 hours instead of a week.

    Offer approved. My test account.

Proof

Yocket Finance today: 15+ lenders, INR 3,500+ crore disbursed.
Context: INR 1,000 crore financed by Oct 2021, before I joined.
01 / 02